Understanding The Difference Between SSI and SSDI

Both Social Security Income (SSI) and Social Security Disability Insurance (SSDI)  are disability programs that offer cash benefits for disabled individuals and are administered through the Social Security Administration  (SSA).  However, this is where the similarities end.

The biggest difference between SSI and SSDI

The most notable difference between the two disability benefits programs is how benefit eligibility is determined.

SSI is a program that is strictly need based.  In order to qualify for SSI benefits, your income and resources must be below a certain amount. You are eligible for SSI regardless of whether or not you worked and paid into the Social Security system.

On the other hand, SSDI is based on your work record, just like Social Security retirement benefits. In order to qualify, you need to have worked for a minimum amount of time depending on your age when you become disabled, and your benefit amount can be higher or lower depending on your income history and work duration.

Why Should I Work With A Social Security Lawyer

If you are considering applying for Social Security Disability benefits, or if you are in the midst of appealing a denial of benefits, it is important to understand the Social Security Administration’s approval process. In addition to meeting the definition of “disabled” and fulfilling the earnings requirements that the Social Security Administration dictates, you must present a convincing and organized claim.  Furthermore, the application process to a hearing, can take months, even years.  If you’re unable to work, having no income can create stress and hardship for your family.  We understand these complex circumstances and want to help you cut through the red tape, quickly!  When you work with an experienced lawyer, we can help you avoid errors in the application process that can lead to denial.  We’ll also help you fight back when you’ve been denied a claim.

At Disparti Law Group our Chicago or Tampa social security disability attorneys know what the application process requires.  Call Larry now and let him go to bat for you.  Larry Wins!

 

 

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