The days after a serious car accident can be overwhelming. As a car accident victim, you may feel besieged by police questions, phone calls from insurance adjusters, insurance paperwork, medical expenses and the demands of daily life. It may seem like you have no time to focus on your health and your recovery because of all the other demands on your time. If you have been seriously injured in an accident caused by another driver, let a knowledgeable Tampa car accident lawyer at Disparti Law Group review the details of your accident and explain your legal options. Under Florida law, you may have a right to seek compensation for your medical bills and loss of income from the at-fault motorist and their insurance company if your injuries are due to someone else’s negligence.
“Wherever you are driving in Florida, it is important to drive defensively, remain alert for situations that may lead to traffic accidents and maintain a safe speed for the traffic and weather conditions.”
What Should You Do If You Are Involved in a Car Accident?
Your first priority should be seeking medical treatment if you or any others involved in the vehicle accident are injured. If you do not require emergency medical care, it is a good idea to visit a doctor as soon as possible and have a medical evaluation. Inform the doctor that you were in a recent traffic collision. Some injuries such as concussions are not immediately apparent but can be serious. Having a doctor’s evaluation after your accident will help document any injuries you sustained and provide evidence that your injuries resulted from the accident.
It is important to report the accident to police and obtain a copy of the police report. Do not let the other driver who caused the accident talk you out of calling the police. Without a police accident report, it will be your word against that of the other driver.
Gather insurance information, names and contact number for all the people involved in the accident and the names and phone numbers for any witnesses to the accident. To get a more complete understanding, read our handy guide: Steps to Take After a Car Accident
What are the Causes of Car Accident in Tampa, Florida?
Florida is one of the most dangerous places to drive in the United States, with more than 15 million licensed drivers and millions of visitors. The state averages nearly 950 crashes a day and had the third highest number of traffic fatalities in the nation in 2014. Nearly 2,500 people died in traffic accidents in Florida in 2014, the most recent year of complete data, according to the National Highway Traffic Safety Administration. Car accidents have a number of causes. But many involve driver errors. According to Florida transportation data, the leading causes of fatal and injury crashes in the state involved the at-fault driver:
If you have been injured in an accident in Tampa, Holiday or anywhere in Florida, contact a Tampa car accident attorney at the Disparti Law Group, P.A., toll free at 866-695-0035 or through our online form for a free consultation.
How Can a Tampa Car Accident Attorney Help?
An experienced attorney will investigate your car accident, identify all the potentially at-fault drivers, gather evidence of your injuries and medical expenses and deal with the insurance company representing the at-fault driver. Having an aggressive car accident attorney representing you shows that you are serious about being fully compensated for your medical expenses and other losses. A car accident lawyer who has handled many car accident cases will have a sense of the fair value of your claim based on factors such as the severity of your injuries, whether your injuries will leave a permanent disability and whether you will be limited in your ability to return to work. Your future medical care /will-my-medical-bills-be-covered-after-an-accident/needs and loss of income due to a disability should be taken into account in reaching a settlement that reflects the full value of your injuries.
What You Need to Know about Florida No-Fault Insurance and Comparative Negligence
Florida is a “no-fault” insurance state. That means that your auto insurance company pays any damages resulting from an accident regardless of who was at fault. The Personal Injury Protection portion of the policy covers medical payments to the limits of your policy. However, there are instances in which you may seek compensation from the at-fault driver’s insurance company, particularly in accidents causing permanent injuries, scarring and disfigurement or the death of a loved one. Florida uses a legal principle called comparative negligence. When you file a lawsuit seeking damages in a car accident case, the courts will assign a percentage of fault to each of the drivers involved in the accident.
If you are found to have contributed in any way to the accident, your compensation may be reduced by the percentage of fault assigned to you. The no-fault and comparative negligence laws in Florida are complex, so it is important to speak with a car accident attorney as soon as possible after a serious accident. A skilled attorney will investigate the contributing factors to the accident, identify potentially liable parties, interview witnesses and gather evidence before the evidence gets lost. The insurance companies for the at-fault motorist will have their investigators and lawyers reviewing the accident, and you should have legal representation, too. If you have been seriously injured in an accident in Tampa or Holiday, it is important to contact a car accident attorney as soon as possible.
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