Social security disability insurance, or SSDI, can be critical to the financial security of those who are unable to work due to a disability. Unfortunately, while the SSDI system was designed to help people who can no longer support themselves and their families, many people are unaware of their rights or the process required to invoke them.

With legal guidance from a Naperville SSDI lawyer, you could navigate the occasionally confusing and often tricky system and fight for the financial support you need. Contact an experienced attorney today to discuss your case.

Eligibility Requirements

SSDI is not for everyone. Individuals must meet numerous eligibility requirements before receiving benefits. Some of the most important qualifications include:

  • The disability is expected to last at least a year
  • The disability is complete
  • The condition meets the Social Security impairment listing, makes it impossible to work at any past jobs, or makes it impossible to work at a less strenuous job
  • The victim cannot earn more than $1,220 per month
  • The victim must have worked and paid taxes into the Social Security system for a certain period of time

However, there are also countless exceptions to these eligibility requirements. For example, exceptions may apply to young people just entering the workforce who have aging or deceased parents. A Naperville SSDI lawyer could help make sense of these requirements and advise an individual about their legal options.

Application Process

Individuals who became disabled and want to claim SSDI have to assemble an application that highlights why they deserve SSDI income. This application is incredibly important because it can determine someone’s eligibility as well as their eventual award. It often involves an interview with someone from the local Social Security field office, and the paperwork frequently takes over a month.

Crafting an effective application for SSDI may require the knowledge and insights of a Naperville SSDI attorney. They could help individuals assemble a complete application showing that the victim’s work history and the details of their disability necessitate SSDI coverage.

Denied Claims Can Be Appealed

Unfortunately, most SSDI claims end up being denied. Local Social Security offices are swamped with SSDI claims that do not meet the eligibility thresholds, but in some cases, valid claims may be denied as well.

If a disabled person’s SSDI claim was wrongfully rejected, a Naperville SSDI lawyer may be able to appeal the decision. This appeal has to be done within 60 days of receiving the initial denial, but it could provide a valuable second chance. An appeal reopens a case and forces another decision that can disagree with the original denial.

Consult with a Naperville SSDI Attorney

The SSDI process can be difficult to manage by yourself. There are confusing aspects to it that can derail even strong claims for SSDI benefits. Worse, with so many applicants, the Social Security offices handling your application may not give you the consideration you deserve.

A Naperville SSDI lawyer could help cut through the red tape and present your case in the best possible light. Contact a dedicated attorney today to schedule a consultation.