Becoming disabled often changes someone’s life in nearly every way. There are many issues that disabled individuals must address—and often many lifestyle changes that must be made—in order to prepare for a future without the full use of their body. Fortunately, there is help available if you are dealing with these kinds of obstacles.
For many disabled individuals, social security disability benefits are very helpful in handling extra expenses that come along with having a disability. In fact, thousands of disabled people depend on social security disability benefits each year. However, obtaining these benefits can be a difficult and tiresome process, especially for someone who is also dealing with a recently acquired disability. If you or a loved one is disabled, contact a Chicago social security disability lawyer today. Our personal injury attorneys can help you review your options and choose a plan of action that is right for you.
Depending on the type of benefits a person is seeking, there may be numerous requirements that must be met to ensure that person is eligible. For example, a person who became disabled before the age of 24 must be able to prove they worked for at least one and a half years during the previous three-year period. Additionally, that now-disabled person must work in a job that is covered under the social security program.
When trying to figure out whether a person meets the necessary requirements to receive benefits, it is often best to contact a knowledgeable social security disability attorney who could use their experience and provide counsel to the disabled person and their family.
Social Security Disability Insurance (SSDI) and Social Security Income (SSI) may have similar-looking names, but they have different requirements and serve different purposes. SSDI is the program into which people pay during their working life. If a person becomes disabled and can no longer work, the SSDI program could assist them if they have paid into it for a sufficient amount of time.
Access to SSI, however, is determined strictly on the basis of financial need. Regardless of whether or not a person has worked for a sufficient length of time to pay a significant amount into SSDI, the SSI program may provide them with income to pay for necessary expenses like housing and food.
There are two other benefit programs that are available for disabled people and their families. Disabled Adult Child Benefits are available for disabled adults who are unable to work and provide for themselves and whose parents are deceased, disabled, or collecting social security benefits.
The second program is Disabled Widow(er)’s Benefits, which are meant for disabled people whose spouses have passed away. However, to qualify for this program, the applicant must be between 50 and 60 years old and must have become disabled at least seven years before their spouse passed away.
There are many benefits available under the social security program to help people who have become disabled. However, the process for applying to these programs—as well as for understanding the various stipulations and requirements—is often difficult.
If you have become disabled, contact a knowledgeable Chicago social security disability lawyer as soon as possible. The sooner we could become accustomed to your case, the sooner we may begin helping you navigate the complex application process and work to ensure you receive the most out of your benefits package.